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Cash-Out Refinance

A cash-out refinance takes advantage of the equity you’ve built in your home and gives you money back by refinancing into a larger mortgage. In other words, you are able to borrow more than you owe on your current mortgage and pocket the difference.

What you need to know about cash-out refinances

Cash-out refinancing is perfect when the value of your home has increased compared to the amount left on your original home loan..  A significant amount of equity can be "cashed-out" and your mortgage can often change to a better rate & term.  A cash-out refinancing increases the principal owed on your mortgage.
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