USDA Home Loan

The U.S. Department of Agriculture (USDA) home loan helps rural Americans purchase a home. USDA home loans provide significant benefits to homebuyers who qualify.

Why is a USDA home loan good for me?

Guaranteed by the USDA, no down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded.

Flexible qualifying guidelines that allow low-to-moderate-income borrowers

Allows the seller to contribute to closing costs

Properties zoned rural can be only a few miles from nearby cities.

Great interest rate options because these are backed by the government

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Frequently asked USDA questions...

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JAN 18, 2022

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