Skip to content

USDA Home Loan

The U.S. Department of Agriculture (USDA) home loan helps rural Americans purchase a home. USDA home loans provide significant benefits to homebuyers who qualify.

Why is a USDA home loan good for me?

Guaranteed by the USDA, no down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded. 
No down payment Icon

Flexible qualifying guidelines that allow low-to-moderate-income borrowers

Flexible qualifying guidelines Icon

Allows the seller to contribute to closing costs

Allows seller contribution Icon

Properties zoned rural can be only a few miles from nearby cities.

Great interest rate Icon

Great interest rate options because these are backed by the government

Get started with a loan officer today
Excited to buy your dream home? Let's get started!
Find your loan officer

Frequently asked USDA questions...

We've got stars & we're Proud

Colorado Home Buyer Approved.

“Very knowledgeable. Easy to get in touch with. Easy to use website/dashboard. All around a great team!”

Quote Author Profile Icon

Danielle M

SEP 17, 2022

“Dave was very professional patient and helpful.”

Quote Author Profile Icon

Natasha F

SEP 15, 2022

“Promptness, attentiveness to detail, friendly, easy to work with, kept us informed.”

Quote Author Profile Icon

Victoria E

SEP 11, 2022

“Good work deserves good recommendation I saw testimonies from several people on this page talking about Mrs. Emilia William and I also decided to give it a try if I would share mine also. I made an investment of $500 with her and got $6300 payouts w...” See Full Review

Quote Author Profile Icon

Chanchrist Mande

SEP 10, 2022

“Michele is very communicative throughout the whole process. I never had a question that went unanswered and she made the process very easy to accomplish on time.”

Quote Author Profile Icon

Mary J

SEP 6, 2022

“Joan was the best to work with! She was so patient and communitive. She made the entire process a breeze.”

Quote Author Profile Icon

Lindsie K

SEP 6, 2022

“Mindy and Rachel were amazing! Very communicative”

Quote Author Profile Icon

Brandon T

SEP 3, 2022

“From the day, I first talked with Ben, I felt at ease. He and his team were great at communicating and responsive if we needed something. Jennifer, Mindy and Ben are amazing and do fantastic work and Juliet and I are so thankful we got to work with t...” See Full Review

Quote Author Profile Icon

Peter M

SEP 3, 2022

“The advice and communication I received from Team Gehde are great. I had a very wonderful experience with them!”

Quote Author Profile Icon

Yong Z

AUG 31, 2022

“Laura was always quick to respond when I had any questions. I felt like I could always depend on Laura to keep me informed of any issues that might have impacted my loan processing.”

Quote Author Profile Icon

David K

JAN 18, 2022