USDA Home Loan

The U.S. Department of Agriculture (USDA) home loan helps rural Americans purchase a home. USDA home loans provide significant benefits to homebuyers who qualify.

Why is a USDA home loan good for me?

Guaranteed by the USDA, no down payment is required for a USDA mortgage up to the appraised value of the home when the county maximum loan limit is not exceeded.

Flexible qualifying guidelines that allow low-to-moderate-income borrowers

Allows the seller to contribute to closing costs

Properties zoned rural can be only a few miles from nearby cities.

Great interest rate options because these are backed by the government

Excited to buy your dream home? Let's get started!

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Frequently asked USDA questions...

We've got stars & we're Proud

Colorado Home Buyer Approved.

“Laura was always quick to respond when I had any questions. I felt like I could always depend on Laura to keep me informed of any issues that might have impacted my loan processing.”

David K

JAN 18, 2022

“Excellent and prompt communication throughout the process.”

Wesley W

MAY 24, 2022

“Ben’s team was easy to work with and very responsive.”

Christa L

MAY 24, 2022

“Michelle communicated clearly and quickly during the loan process and provided me multiple loan options that made my home purchase wonderful.”

James D

MAY 24, 2022

“Regular communication”

Evan L

MAY 22, 2022

“Michele was very helpful and supportive through our whole process. She made sure that any question was answered fully and was understood thoroughly. She went step by step through the process to make sure we understood it as well as making the hard st...” See Full Review

Taylor M

MAY 20, 2022

“Ben and team are always great to work with. They’re highly responsive and always on top of it, and are good at communicating next steps. They helped us work through a complex situation to close early.”

Jonathan P

MAY 20, 2022

“Your time and patience.”

Leticia R

MAY 18, 2022

“Cindy is outstanding. Prior to my experience I would recommend her to everyone I knew looking for a home. There is no better person or professional in this field than Cindy Emerine.”

Padraic E

MAY 17, 2022

“Cindy was so helpful through each step of the process. She took the time to really walk us through the process and at each point let us know what was coming or going to happen. She answered all of our questions and really went above and beyond to get...” See Full Review

Renee G

MAY 17, 2022

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