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Conventional Loan

If you have enough for a down payment and possess a good credit rating, a conventional loan may be just what you need. 

Why is a conventional loan good for me?

A conventional mortgage can offer great rates to those who qualify.  You can pay as little as 3% for your down payment, and once you've paid 20% of your loan, you no longer need private mortgage insurance.

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The most popular of all loan types.

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Many loan options available involving 15-year to 30-year terms with fixed or adjustable rates.

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 Great rates for those who have managed their credit wisely.

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If private mortgage insurance (PMI) is required, it's typically less than an FHA loan.

Get started with a loan officer today
Excited to buy your dream home? Let's get started! 
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Frequent Conventional Loan questions...

We've got stars & we're Proud

Colorado Home Buyer Approved!

“Laura was always quick to respond when I had any questions. I felt like I could always depend on Laura to keep me informed of any issues that might have impacted my loan processing.”

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David K

JAN 18, 2022

“Excellent and prompt communication throughout the process.”

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Wesley W

MAY 24, 2022

“Ben’s team was easy to work with and very responsive.”

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Christa L

MAY 24, 2022

“Michelle communicated clearly and quickly during the loan process and provided me multiple loan options that made my home purchase wonderful.”

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James D

MAY 24, 2022

“Regular communication”

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Evan L

MAY 22, 2022

“Michele was very helpful and supportive through our whole process. She made sure that any question was answered fully and was understood thoroughly. She went step by step through the process to make sure we understood it as well as making the hard st...” See Full Review

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Taylor M

MAY 20, 2022

“Ben and team are always great to work with. They’re highly responsive and always on top of it, and are good at communicating next steps. They helped us work through a complex situation to close early.”

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Jonathan P

MAY 20, 2022

“Your time and patience.”

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Leticia R

MAY 18, 2022

“Cindy is outstanding. Prior to my experience I would recommend her to everyone I knew looking for a home. There is no better person or professional in this field than Cindy Emerine.”

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Padraic E

MAY 17, 2022

“Cindy was so helpful through each step of the process. She took the time to really walk us through the process and at each point let us know what was coming or going to happen. She answered all of our questions and really went above and beyond to get...” See Full Review

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Renee G

MAY 17, 2022

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